Description:
We are seeking a Senior Medical Underwriter to join our growing EMELA Life & Health team. This position is based in Dublin with some travel required.
This role will require strong knowledge and experience in UK and Irish products and market practices with extensive experience of Life, Disability and Critical Illness / Serious Illness medical underwriting for individual and group business. Experience in any other markets would be a plus for any candidate.
About You
Key responsibilities
- Work as part of our expert regional team, with responsibility for UK-IRL medical underwriting for both individual and group business.
- Assess and support the underwriting of complex and high-value Life, Serious Illness / Critical Illness, Income Protection and Disability risks.
- Provide expert guidance on underwriting decisions, risk assessment and evidence requirements.
- Support the development and maintenance of underwriting philosophies, manuals and medical guidelines.
- Support AI-enabled and digital underwriting initiatives.
- Deliver consistent, high-quality underwriting recommendations within agreed service standards.
- Build and maintain strong relationships with underwriting, claims and product teams at client companies.
- Act as a trusted advisor on underwriting philosophy, product design, non-medical limits, evidence requirements and risk selection strategies.
- Support commercial team during client reviews, audits, tenders and business development initiatives.
- Participate in client meetings, workshops and market-facing events.
- Support new proposition development and product innovation across protection markets
- Collaborate with other teams (Claims, Actuaries, CMOs, IT …) to improve underwriting efficiency and customer experience.
- Engagement in projects and improvement initiatives, as requested by leadership.
Technical skills/competencies
- Strong knowledge of Life, Disability and Critical Illness / Serious Illness products and benefits.
- Professional knowledge of standard Terms and Conditions, practices, exclusions and legal standards in both markets.
Soft skills
- Strong analytical and communication skills, ready to deal with expert and experienced medical underwriting staff at our client companies, with an ability to work under pressure to deadlines.
- A flexible, proactive team player with a can do approach and the ability to perform on your own initiative within our defined framework.
- An enquiring mind and keen to continue to learn.
- Languages: English to expert level, German or French would be a plus.